Intentional Saving & Spending Tracker.

You DON'T need a strict budget, but you DO need a monthly plan for your money. An intentional plan keeps you on track, helps you save for what truly matters, and provides financial clarity.
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I’ve created a Free Google Sheets Template you can use to manage your money and get a holistic view of where your money is going!

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    Income + Fixed Expenses.

    1. Get started by inputting your expected income and filling out your fixed expenses for the month. These are expenses that are needs and should typically be fixed meaning what you are expected to spend on these month to month should not vary.

    Pay Yourself First.
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    2. Review how much you have left over and scroll to the Savings & Future You Tab and put in monthly amounts for your existing monthly savings/investments or what you think you can set aside on a monthly basis for future you. Aim for 20% of your income. Pay Yourself First!

    Spend Guilt-Free with Intention.

    3. With the remaining left over funds, fill in what all your other expenses (wants) and subscriptions are that you expect or plan to spend. This will allow you to be intentional with your money and plan where it will go. Feel free to play around with the numbers to see how much you still have left over or if you need to adjust if you are running a deficit (in the negative). Feel free to rename or delete categories in these tabs.